Couponing for Extra Credit

Some places of worship still have coupon exchanges, and perhaps you need to start one if yours doesn’t. Any place shoppers gather could use one if there is someone willing to maintain it by removing expired coupons and add new ones.

At our Kroger, there are coupon pages available at the customer service desk just for seniors. Yes, there are a few advantages for those of us who creak when we walk. Not many, but a few. Too bad these discounts don’t quite make up for the increase in our medical bills! Check where you shop and see if they have such a program.

Lastly, don’t forget to check packaging while you’re using up product. Occasionally manufacturers will include coupons in or on their product packaging for future purchases or to encourage you to try another of their brands. While you’re looking at the package, see if there is a phone number for the manufacturer, or for questions or comments. Call and ask, I like your product; do you have any coupons you can send me? Most companies appreciate your loyalty and will be happy to send them to you. In fact, some reserve their best coupons for just such customers. Yes, I actually do this, and often. It works and these coupons are usually good ones.

If I can get my butt in gear and write it, refunding is another method of gathering up savings that deserves its own treatment. At one time when I was a young bride, I reserved two drawers in my kitchen for my “trash,” as a girlfriend and I called our UPCs and other proofs of purchase and receipts. They didn’t last long; now I am hard-pressed to find room for my gadgets.

There are many places to find grocery coupons, and even some that aren’t physical coupons! It’s enough to say that with a little legwork (well, fingerwork) and organization, you can save a lot of money on your next trip to the grocery store.


 

Thrifty Tip of the Day:

Next post will be starting a series of seasonal topics. Here’s a hint on one of them, an eBook that you should definitely have a look at if you are engaged or if you know someone who is: http://www.amazon.com/For-Richer-Poorer-Wedding-ebook/dp/B00C69HF0G/ref=pd_rhf_cr_p_img_1_MG8J . This easy-reading book is available for just 99 cents on Amazon’s Whispernet, so you can download their free Kindle software if you haven’t already. Then you can read it immediately on your PC or Mac if you don’t already have a Kindle.

Here’s the publisher’s official description:

In this practical and entertaining guide to a tasteful yet fun wedding for the budget-savvy couple, SKR Publishing presents a common sense approach to starting out richer, rather than poorer for the couple wishing to kick off their financial relationship on sound footing. The first in a series of clever budgeting books, ‘For richer or poorer: your wedding on a budget’ is a charming and engaging look at the process of wedding planning from the aspect of a thrifty purse.

At once offbeat and still honoring long-established customs, this guide offers tips and tricks to ensure your event remains grand and chic, yet sticks to your budget leaving no one the wiser.

Some of the ideas presented here are so innovative and fresh, you’ll wonder why no one has thought of them before. Congratulations on your upcoming wedding, your sage sensibility, and the forethought to purchase this book!

As for me, I have already reviewed in on Amazon, and since I’m thrifty in more ways than one, I’ll just copy my review here:

There are a lot of creative ideas in this book that you haven’t heard before, and there are some that have been freshened up. Not to provide any spoilers, but there is an idea for a date night that you just have to try! It’s a lot of fun, with a lot of new thoughts. I hope they hurry up with the rest of this series!

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Coupons 102: Store Loyalty Cards and Programs

 

Sign up for a savings card if your store offers one.  It will be a source of big discounts and clipless coupons when you scan it at the checkout.  Some stores actually send you “Best Customer” style coupons in the mail as well, which are targeted in conjunction with the items you have purchased with your card as recorded during your shopping trips.  Be aware that the store computers are keeping track of your purchases in this fashion; if you are worried about your privacy, you may not want to take advantage of these savings.  Cough, cough.  These large savings.  I like to scan my own Kroger loyalty card at the end of my transaction just to see the ticker add up – it’s fun!  Drives the cashiers nuts waiting…

There are also online coupon sites that add coupons to your store cards, which I will discuss in another post.

Don’t forget about your pharmacy or discount store cards, either.  Just because they aren’t a grocery store doesn’t mean they aren’t a worthy source of savings.  The key is, don’t buy anything you weren’t going to buy anyway just because it has a coupon.  Keep repeating that mantra or your home will fill with stuff you don’t need and won’t use.

Next time:  POS (point-of-sale) and online coupons.

 

Thrifty Tip of the Day: January is traditionally White Sale month, so if your bed linens are threadbare, now is the time to look at replacing them.